Financing
Pay for the floor over time
Two ways to spread the cost: a loan arranged through Lendvious, or the Mohawk Credit Card. Get the estimate first, so you know the amount you’re borrowing.
Or call (615) 277-5678 — Monday to Friday, 9 to 5.
Lendvious
Lendvious is a marketplace that puts your application in front of lenders; its own site says plainly that the operator “is not a lender.” On its personal loans page it lists amounts from $1,000 to $100,000 and an APR range of 6.99% to 28.99%. Its FAQ gives the terms its lending partners offer now as 12 months to 5 years, and says their rates start at 6.99%.
The old version of this page said terms ran to 84 months. Lendvious’s own pages say five years, so that is the figure here. The rate you get is the lender’s decision, made on your application, and the old site’s line was that it’s “available for most credit types.”
The Mohawk Credit Card
Mohawk runs a private-label card for its flooring and, on its financing page, says it has partnered with Synchrony Bank on it. Mohawk lists special financing on qualifying purchases, subject to credit approval, and cardholder promotions. It does not publish the APR or the length of the promotional period there, so ask what is running when you buy.
How it fits with the estimate
The order is the same as any job. Someone measures, the estimate comes back, and then you decide whether to pay outright or finance. Mention financing when you book the visit and the numbers can be talked through at the same time.
Questions
Financing, answered
Do you offer financing for new flooring?
Yes, two ways. A loan arranged through Lendvious, from $1,000 to $100,000 over 12 months to 5 years, or the Mohawk Credit Card, which Mohawk runs with Synchrony Bank and which offers special financing on qualifying purchases, subject to credit approval.
Is Lendvious a lender?
No. Lendvious is a marketplace that passes your application to lending partners, and its site says the operator is not a lender. Those partners set the terms; Lendvious lists rates starting at 6.99% and an APR range from 6.99% to 28.99%.
How long can I finance flooring for?
Up to five years through Lendvious, whose FAQ says its partners offer loans from 12 months to 5 years. The Mohawk Credit Card works differently, with special financing periods on qualifying purchases that Mohawk does not publish on its page, so ask what is running.
Can I get flooring financing with fair credit?
Possibly. The old site described the Lendvious loans as available for most credit types, and Lendvious’s partners set the rate on each application, from 6.99% up to 28.99% APR. The decision is the lender’s, and applying is the only way to know.